Thrift is a Virtue
The tools you need to save.
Setting aside money for a rainy day can be a challenge. Community Choice Credit Union has the tools in place to help you develop healthy habits.
Effective Date: 5/24/2019
Primary Share Savings
$5.00 minimum deposit required to open account. $5,000.01 minimum average daily balance required to earn interest.
| Amount | APY | Dividend Rate |
|---|---|---|
| $0 - $5,000 | .0% | .0% |
| $5,000.01 - $10,000 | .05% | .05% |
| $10,000.01 - $100,000 | .05% - .14% | .15% |
| $100,000.01 + | .14% - .15% | .15% |
IRA Accounts
$25.00 minimum deposit required to open the account. $0.01 minimum average daily balance required to earn interest.
| Amount | APY | Interest Rate |
|---|---|---|
| All | .20% | .20% |
Vacation Club and Holiday Account
$5.00 minimum deposit required to open the account. $0.01 minimum average daily balance required to earn interest.
| Amount | APY | Interest Rate |
|---|---|---|
| $0.01+ | .05% | .05% |
Health Savings Account (HSA)
$20.00 minimum deposit required to open account. $500.01 minimum average daily balance required to earn interest.
| Amount | APY | Interest Rate |
|---|---|---|
| $0.00 - $500.00 | .0% | .0% |
| $500.01+ | .10% | .10% |
Kirby Kangaroo Club Account
$5.00 minimum deposit required to open account. $5,000.01 minimum average daily balance required to earn interest.
| Amount | APY | Dividend Rate |
|---|---|---|
| $0 - $5,000 | .0% | .0% |
| $5,000.01 - $10,000 | .05% | .05% |
| $10,000.01 - $100,000 | .05% - .14% | .15% |
| $100,000.01 + | .14% - .15% | .15% |
Second Share Savings
$5.00 minimum deposit required to open account. $5,000.01 minimum average daily balance required to earn interest.
| Amount | APY | Interest Rate |
|---|---|---|
| $0 - $5,000 | .0% | .0% |
| $5,000.01 - $10,000 | .05% | .05% |
| $10,000.01 + | .05% - .15% | .15% |
Fund Share Savings Account
$5.00 minimum deposit required to open account. $500.01 minimum average daily balance required to earn interest.
| Amount | APY | Dividend Rate |
|---|---|---|
| $0 - $500 | .0% | .0% |
| $500.01+ | .0% | .0% |
Business Savings Account
$5.00 minimum deposit required to open account. $500.01 minimum average daily balance required to earn interest.
| Amount | APY | Dividend Rate |
|---|---|---|
| $0 - $500 | .0% | .0% |
| $500.01 + | .0% | .0% |
Effective Date: 8/01/2021
APY = Annual Percentage Yield. Rates are subject to change after the account is opened. For dividend bearing accounts, the APY is accurate as of the last dividend declaration date. For interest bearing accounts, the APY is accurate as of the date identified above. Fees could reduce earnings on the accounts.
