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Never a monthly service charge!*

When you UNbank with Community Choice Credit Union, you don’t have to worry about annoying service charges chipping away at your checking account.

At Community Choice, you won’t pay a single penny in service charges, no matter what balance you maintain or how many checks you write!

Overdraft Protection

Community Choice Credit Union knows that sometimes accidents happen. If you write a check, but have insufficient funds in your checking account to cover it, we offer overdraft protection that will automatically transfer money from your savings account to your checking account*.

Visa® Check Card

Every checking account at Community Choice Credit Union is issued a Visa® Check Card that can be used at any ATM or merchant that accepts Visa.

Your Community Choice Visa® Check Card is your ATM card and checkbook all rolled into one!

  • Make deposits!**
  • Make withdrawals!
  • Make transfers between your Community Choice checking and savings accounts!
  • Accepted worldwide!

Using your Visa® Check Card is easier than writing a check and you’ll never need to show additional identification.

Mobile Deposits

All checks deposited through the mobile app must have the words “FOR MOBILE DEPOSIT ONLY” on the back of the check under the signature. (The U.S. Federal Reserve has changed their rules under Regulation CC.) For more information please see our Remote Deposit Capture Service Disclosure

No monthly service fees applies to personal checking.

Ordering Checks

Checks can be easily re-ordered inside of online banking. Just log in. Click on “Check Reorder” and you’ll be prompted for your order details. Easy as UNbanking.

Report A Lost or Stolen Card

Fraud prevention is a phone call away.

To report a lost or stolen Visa® Check Card, please call (515) 334-8100 during business hours, Monday through Friday, 9:00 a.m. to 5:00 p.m.

Outside of business hours, please call (515) 334-8100, option 3.

*To learn more about overdraft protection, please refer to our Privilege Pay service.

** Visa® Check Card ATM deposits can only be made in the state of Iowa.