Credit Card Disclaimer
Visa Platinum
| APR | |
|---|---|
| New purchases | 10.25% |
| Balance transfers | 10.25% |
| Cash advances | 10.25% |
MasterCard and Visa Classic
| APR | |
|---|---|
| New purchases | 12.75% |
| Balance transfers | 12.75% |
| Cash advances | 12.75% |
We use an average daily balance method (including new purchases) to calculate balances. Rates effective November 1, 2019.
Terms relating to all card types
- Penalty APR
- N/A
- Avoid Interest
- Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
- Minimum Interest
- N/A
- Credit Card Tips
- To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at www.federalreserve.gov/creditcard/ .
- Annual Fee
- N/A
- Balance Transfer Fee
- N/A
- Cash Advance Fee
- 3% of the amount but not less than $5
- Foreign Transaction
- 1% of each transaction in U.S. dollars
- Late Payment Fee
- $15.00
- Over Credit Limit Fee
- N/A
- Returned Payment Fee
- $27.00
